Calculators


Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.
 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results 		  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
   No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

 

               

               

   ARNEL G REAL ESTATE & HOME LOANS
      San Diego CA
   P: 619-940-5138
  F: 760-494-5308
   Contact Us

CA Dept. of Real Estate Broker 01709763

Arnel Guanzon BROKER

 Copyright © 2012
 

Information in this site deemed reliable but not guaranteed for San Diego, La Jolla, Del Mar, El Cajon, La Mesa, Spring Valley, Escondido, Rancho Bernardo, Mira Mesa, Poway, Scrips Ranch, Mt.Helix, Mission Hills, Pacific Beach, Point Loma, San Diego County Real Estate & homes. MLS multiple listing service data here is provided by SANDICOR and SOCAL MLS. This covers MLS residential or commercial homes in beach cities or ocean front real estate, such as in La Jolla, CA, Pacific Beach, Ocean Beach, Mission Beach, San Diego, Point Loma, Del Mar. MLS Data here is useful to buy or sell MLS 1031 homes or other real estate homes, condos, town homes in La Jolla, Del Mar, El Cajon, La Mesa, Spring Valley, Escondido, Rancho Bernardo, Mira Mesa, Poway, Scrips Ranch, CA, Mission Hills, San Diego and Pacific Beach or North Park, California. Home data here helps people in IRC, 1031, property, property exchange dealing in MLS real estate and homes and real estate properties in La Jolla, Del Mar, El Cajon, La Mesa, Spring Valley, Escondido, Rancho Bernardo, Mira Mesa, Poway, Scrips Ranch, Mission Hills, Pacific Beach, Point Loma. Arnel Guanzon, Arnel Guanzon Broker, "Arnel G" serves these cities as a Broker-Realtor®Mortgage Broker. He serves real estate clients looking for homes and condos and town homes and lots and property in San Diego, La Jolla, Pacific Beach, Mission Hills, Del Mar, El Cajon, La Mesa, Spring Valley, Escondido, Rancho Bernardo, Mira Mesa, Poway, Scrips Ranch,Point Loma and nearby cities, supplying MLS, neighborhood and school information.

 

   


Sign In



Real Estate Marketing & Listing Syndication By Point2
Search Homes for Sale With Point2